Small Businesses

We work with small businesses to provide comprehensive financial planning for the business as well as for owners and employees.

We offer extensive services, including

Click here for our brochure

Employee Benefits
Providing an affordable Employee Benefits’ package continues to be one of the greatest challenges for today’s employers, particularly for small businesses. We put our considerable experience and expertise in this field to work on delivering viable alternatives to our clients.

We evaluate the design of different benefit packages to achieve the best pricing structure and then help with the implementation and day-to-day management.

Our services include:

  • 401k and other defined contribution retirement plans
  • Pension plans
  • Insurance Plans (Group Life, Health and Disability, and Long-Term Care)

Executive Benefits and Compensation Programs
Attracting and retaining valued employees often only begins with the salary. We can help you reward your executives with additional compensation items such as:

  • Deferred compensation
  • Long-term, tax-advantaged savings opportunities designed to complement any business-wide retirement plan
  • Life insurance benefits commensurate with the income and needs of the executive
  • Pre-funded post-retirement medical plan benefits
  • Financial planning
  • Estate planning
  • Asset management

Succession Planning
There comes a point in time when almost every small business owner contemplates the future of his or her business. Typically the business is the most substantial asset in the owner’s estate and he or she must address a number of estate planning issues that will affect the future stability of the company and financial well being of loved ones.

FPNW works with small businesses to develop a succession plan that provides a comprehensive look at the estate planning picture. Business succession plans can include everything from share­holder buy-sell agreements to management plans and any other documentation that will help ensure the smooth operation of the business. While traditional estate plans are designed with tax minimization in mind, business succession planning, in addition to such considerations, is aimed at maintaining the future health of the business.

Services for Your Employees
FPNW can be available to work with your employees on other aspects of their financial life, including 

Click here for our brochure